Author: Justin Smith

Knowing full well that financial planning is about far more than numbers, Justin loves to help clients walk through both the routine and the significant decisions in life. While he could have been perfectly happy with a career as a mathematician or counselor; he is delighted to get to be both...often within the same meeting or even sentence. Justin thrives on being able to transform complex financial and relational issues into practical plans and clear action steps.

Market Commentary Q3 – 2013

| Justin Smith
“We the People, In Order to Form a More Perfect Union…” Last month, we sent our first kid off to kindergarten and I quickly discovered one of the joys of parenthood: learning from your kids. Every morning in September, all the students at her school would recite (well, really sing the “Schoolhouse Rock!” version of)
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Market Commentary Q1 – 2013

| Justin Smith
Margin of Safety, simply put, is the world’s oldest and cheapest form of insurance against stupidity, overconfidence and bad luck…and a few months ago, I apparently needed insurance against all three. With the arrival of our third child on the horizon, my wife finally gave up her cool mom image and decided she needed a
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