How to Calculate and Maximize Your Social Security Benefit
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How to Calculate and Maximize Your Social Security Benefit

The current maximum monthly benefit from social security is $4,555/mo or $54,660/yr. If you purchase this much cash flow as an annuity in the public market, it would be worth $1.3 – $1.5 million. Because of this considerable value, it is worth understanding how to maximize both your monthly benefit/expected lifetime benefit, and how this…

An Unaffordable Housing Market: Why and What’s Next?
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An Unaffordable Housing Market: Why and What’s Next?

The cost of home ownership has risen to an all-time high over the past 24 months, and there are three main reasons for this: Are current home prices and interest rates sustainable? I think we’d all agree the answer is “no,” but what story is the data telling us? And what can we expect to…

$500 Billion Student Loan Forgiveness Update ($10k/$20k, New IDR Plan, 0% Interest Ending)
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$500 Billion Student Loan Forgiveness Update ($10k/$20k, New IDR Plan, 0% Interest Ending)

Student loan forgiveness has been floating around congress and the headlines for the past few decades. Until 2020, it seemed like empty promises, but since Covid-19, the student loan forgiveness train has started gaining traction. It began with pausing student loan payments and granting 0% interest rates for the past 30 months, which has saved borrowers billions of dollars on its own. And now, the Biden Administration is pushing to forgive $10,000 to $20,000 of student loans.

How to Contribute $67,500 into a Solo 401k in 2022
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How to Contribute $67,500 into a Solo 401k in 2022

Solo 401k’s have always had a large annual contribution limit, but the trick is getting to that limit while living within the rules provided by the IRS. There are four rules to follow to contribute the entire $67,500. Rule #1: Qualifying Business You must work in a for-profit business with “one” employee: you. However, the…