I want to start this off by apologizing to my dad and Dave Ramsey, both adamantly against credit cards. I was raised in a home that praised the debit card and cash because they were low risk and made over spending less likely.
Swimming has specific markers that you can use to predict someone’s potential. For instance, if you were to judge a group of strangers from afar to see who had the most significant swimming promise, you would look for physical markers that set them apart before they even got in a pool. These markers would be