It’s More Than Money

On Market Volatility and What to Believe

“They were told where they belonged, and they acted accordingly.” In his book, Predictably Irrational, Dan Ariely highlights how our understanding of our current situation impacts how we will behave in the future. “One stereotype of Asian Americans, for instance, is that they are especially gifted in mathematics and science. A common stereotype of females

Gratitude And Surprise Joys

There seem to be a million things I love about summer weekends at the lake: the warm breezes, dogs swimming off the dock, grandkids swimming, skiing and jumping from the top. We soak up sunrises and sunsets like they are the first we’ve ever seen. But then we begin to notice the leaves of the Yellow

The Social Security Formula

Currently, 1 out of 4 Americans over age 65 count on Social Security (SS) for 90% or more of their income.  And since an individual’s lifetime Social Security benefit can often total more than $1 million, it is worth considering variables that can alter this value. Beyond the obvious (make more money), individuals can delay

What’s a 529 ABLE Account?

Achieving a Better Life Experience (ABLE) accounts are meant to provide tax savings when covering certain living expenses for people who are mentally or physically disabled prior to age 26. ABLE accounts began late in 2014 and have not yet become well known in the community or among many advisers I talk with. In an ABLE

The Quarter In Charts – Q2 2018

Below are some pictures that help illustrate the current investment landscape. All of these charts show us where we’ve been, but none guarantees to show us what will happen in the future. Even though valuations tend to “revert to the mean” and certain data points can be leading indicators, nothing is guaranteed. In fact, that’s